2019年7月24日 星期三

澳洲住宿,保險, 電訊

住宿
airbnb

Booking.com
Real Estate https://www.realestate.com.au/buy
Domain https://www.domain.com.au/
Gumtree https://www.gumtree.com.au/
新足跡 
https://www.oursteps.com.au/bbs/forum.php

澳洲亿忆网


Flatmate.com 
https://flatmates.com.au/ (朋友覺得幾好用.我見供選擇0既住宿都幾多.不過想send direct message 比屋主要比咗錢先)

我初到Melbourne, 住Airbnb 先. 跟住透過 Real Estate, Domain等網站, 約睇 sharehouse 同無傢俬0既屋.後來透過 Agent 租咗間無傢俬0既屋, 係Facebook, Gumtree, 新足跡, Op shop等買二手傢具.

OVO Energy $75 credit

電訊
Tangerine NBN
$25 OFF first order referral code: SIU M3AFC5

用過boost mobile $150, 80GB, 1 year
我朋友襯官網有折, 再去officeworks match price 平多5% (即係去 officeworks show boost mobile 個網站, 因為officeworks保証最平)
佢比$128, 少我$22

當時$150> promotion $135 > Officewor $ 128 (beat price)

one year: 80G, unlimited local call and text, 1200 international min


或者經Cashrewards去boost mobile 買,有 6%cash back

Amaysim Mobile $10 credit

朋友建議我買Private health insurance,
 我用緊 medibank,因為有員工優惠
醫生朋友建議 HCF  and medibank ,因為claim 過程方便. 佢唔建議 bupa
亦有朋友建議 ahm
(2022 update)因為考慮緊 upgrade health insurance to cover cataract
同大家分享下:
我兩公婆宜家用緊 medibank corporate bronze with the Flexi 60 extras ( $229.95/month) with $500 excess.
if to cover cataract , Corporate Silver plus Hospital Established which with the Flexi 60 extras is $401.40 per month ($500 excess) , $389.50($750 excess)
discount rate for Healthscope 7% , Eastern Heath or Queensland Health 9%

參考 澳洲醫保

車保
CTP(第三者傷亡責任保) 登記車時,已經強制買咗
第三者財物保 third part property
我用 AAMI https://www.aami.com.au/, claim 過,值得推介
亦有人推介Bingle https://www.bingle.com.au/, RACQ in QLD, RACV in Victoria

Car insurance companies has different ratings e.g. 1-6 for customers
 6 is the highest which means you have many driving experience..
but even you are rating 6,
but you crash the car at your fault and claim the insurance and will decrease one grade to 5, it has to wait about 2 years or so no accident then will go back to rating 6
different car model and suburb you live also different price too

[2022 update}我近來續車保
續 AAMI 的話 $2xx. 轉去 RACQ similar plan $18x
睇到網上 forum 分享
續保反而仲貴
有人會年年轉保險公司
另外仲有個考慮
可能一間公司,幾張保單, 保費會平d


19/12/17 Melbourne 落冰雹,有乒乓波咁大. AAMI Comprehensive car insurance 都有提及cover Hail

7 則留言:

  1. 想問如果與小朋友一齊,她們讀書方面是怎樣安排,請提議!!

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  2. Hi Fion
    我都係RN, 打算9月搬過去Melbourne,睇過你之前分享關於工作的文章,好有用啊,thank you so much!
    你可以再分享下關於搬運傢私雜物,同埋開銀行戶口轉香港資金的經驗嗎?

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    1. glad that it helps
      or we can catch up in Mel

      搬運傢私雜物
      my friend suggested SwiftRelo
      http://www.swiftrelo.com/
      here's a quote in 2016 for your reference 300 cuft HKD $17,500
      you can take a look http://www.baby-kingdom.com/forum.php?mod=viewthread&tid=17768269&page=3#pid299051992


      匯款方面
      朋友建議 https://www.worldfirst.com/au/

      I sum up the fee in some of the banks in HK as follow
      BOC
      匯票即日取,每張HKD100
      下一個工作天,每張HKD 80
      網上銀行申請匯款, 每筆收HKD105; 中銀快匯HKD100.另加電報費及代理行費用(如有)
      如匯出貨幣當地或美元,則需加收HKD100電報費
      如以港幣匯交海外地區, 需另收無兌換手續費,費用按首USD50,000(或等值) 的0.25%計算,餘額免收(最低收費為每次HKD 100)

      hsbc
      透過在分行填寫「電匯 / 跨行轉賬申請書」,以電匯形式匯出匯款,每筆匯款收費為港幣240元,此收費尚未包括海外銀行的收費。

      如果您登記了網上理財服務,可以登入網路授權匯款, 每筆電匯收費為港幣115元。

      您亦可填寫「即期匯票申請書」,每張匯票的手續費為港幣100元,另加郵費。

      南洋
      每日提aud 500不收手續費
      匯款 12n 前$200, 後$240
      網上匯 $105 (用保安編碼器)

      建行滙錢手續費 HKD80


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    2. 多謝你的分享!
      等我去到Melbourne 我地出嚟見下面吖^^
      你而家住邊區呀?好住嗎?

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    3. i live in wantirna which is in eastern subsurb. i like where i live 治安好. 東面華人區多e.g ringwood, nunawading, 小香港glen waverley, box hill.好多華人雜貨店, 食/買野都好方便,有時都會煲下湯水飲,中秋一樣有月餅賣.
      我係東區0既醫院返工有時d 病人唔識英文,同事會揾我幫手翻譯,可能工作上有點優勢吧

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