2019年7月24日 星期三

澳洲住宿,保險, 電訊

住宿
airbnb

Booking.com
Real Estate https://www.realestate.com.au/buy
Domain https://www.domain.com.au/
Gumtree https://www.gumtree.com.au/
新足跡 
https://www.oursteps.com.au/bbs/forum.php

澳洲亿忆网


Flatmate.com 
https://flatmates.com.au/ (朋友覺得幾好用.我見供選擇0既住宿都幾多.不過想send direct message 比屋主要比咗錢先)

我初到Melbourne, 住Airbnb 先. 跟住透過 Real Estate, Domain等網站, 約睇 sharehouse 同無傢俬0既屋.後來透過 Agent 租咗間無傢俬0既屋, 係Facebook, Gumtree, 新足跡, Op shop等買二手傢具.

OVO Energy $75 credit

電訊
Tangerine NBN
$25 OFF first order referral code: SIU M3AFC5

用過boost mobile $150, 80GB, 1 year
我朋友襯官網有折, 再去officeworks match price 平多5% (即係去 officeworks show boost mobile 個網站, 因為officeworks保証最平)
佢比$128, 少我$22

當時$150> promotion $135 > Officewor $ 128 (beat price)

one year: 80G, unlimited local call and text, 1200 international min


或者經Cashrewards去boost mobile 買,有 6%cash back

Amaysim Mobile $10 credit

朋友建議我買Private health insurance,
 我用緊 medibank,因為有員工優惠
醫生朋友建議 HCF  and medibank ,因為claim 過程方便. 佢唔建議 bupa
亦有朋友建議 ahm
(2022 update)因為考慮緊 upgrade health insurance to cover cataract
同大家分享下:
我兩公婆宜家用緊 medibank corporate bronze with the Flexi 60 extras ( $229.95/month) with $500 excess.
if to cover cataract , Corporate Silver plus Hospital Established which with the Flexi 60 extras is $401.40 per month ($500 excess) , $389.50($750 excess)
discount rate for Healthscope 7% , Eastern Heath or Queensland Health 9%

參考 澳洲醫保

車保
CTP(第三者傷亡責任保) 登記車時,已經強制買咗
第三者財物保 third part property
我用 AAMI https://www.aami.com.au/, claim 過,值得推介
亦有人推介Bingle https://www.bingle.com.au/, RACQ in QLD, RACV in Victoria

Car insurance companies has different ratings e.g. 1-6 for customers
 6 is the highest which means you have many driving experience..
but even you are rating 6,
but you crash the car at your fault and claim the insurance and will decrease one grade to 5, it has to wait about 2 years or so no accident then will go back to rating 6
different car model and suburb you live also different price too

[2022 update}我近來續車保
續 AAMI 的話 $2xx. 轉去 RACQ similar plan $18x
睇到網上 forum 分享
續保反而仲貴
有人會年年轉保險公司
另外仲有個考慮
可能一間公司,幾張保單, 保費會平d


19/12/17 Melbourne 落冰雹,有乒乓波咁大. AAMI Comprehensive car insurance 都有提及cover Hail